How SaveWise compares loan options

Clear information, checkable inputs and a route to the provider. Here is how to read the comparison tools on SaveWise.

SaveWise brings provider links, practical borrowing guides and spending tools into one place. Use the site to identify the questions you need to answer, then check the product and your own terms on the provider’s website. SaveWise does not issue loans or make a lending decision.

A page about a particular purchase helps you organise its cost. It does not mean that every listed provider offers finance specifically for that purchase. Before applying, check whether the provider’s current product fits your intended use, requested amount and repayment dates.

A provider overview is a route to the official website and a checklist for reading the offer. General product descriptions and campaign briefs are different from a personal quotation. A maximum amount in an advertisement does not establish how much you will receive, and an application link does not establish eligibility.

For the actual comparison, write down the amount paid to you, every scheduled repayment and required charges outside those repayments. Record payment dates, document requirements and any required cover. Ask the provider for a written explanation of an unclear charge before accepting the agreement.

The interactive table uses provider clicks recorded on SaveWise during the current calendar month. Providers with equal totals share a position. Movement shows a change in position; another provider gaining clicks can move a row down even when its own count has not fallen.

The table checks for updates every ten seconds while the page is open and after a tracked click. A click count measures activity on this site. It is not an approval rate, a customer review score or a comparison of prices. The visit counters also measure recorded visits, rather than unique people or issued loans.

The calculator is an illustrative tool using the inputs you enter. Its monthly model assumes a fixed nominal annual interest rate divided by twelve and equal payments at the end of each month. Separate monthly and upfront fees are added as entered; they are not financed into the loan balance.

The single-repayment model uses simple interest, the number of days entered and a 365-day year. Neither model calculates APR, checks legal limits or includes unspecified insurance and other charges. Read the displayed formula and replace example inputs with the figures in your quote. A provider’s agreement may use a different method or rounding.

The provider buttons open an external website. Check the domain before submitting personal information and read that provider’s privacy notice and terms. The public comparison pages do not submit a universal application on your behalf.

Provider requirements, available products and destination pages can change. Use the official website for the current offer and your written quotation for the final figures. If a SaveWise link or description needs correction, email This email address is being protected from spambots. You need JavaScript enabled to view it. with the page address and the detail you found.