Estimate the time and cost of paying down one existing balance with a fixed payment. Enter your own rate and charges. The model is deliberately simpler than an issuer...

Compare two ways to allocate a fixed monthly budget across up to three debts. Keep the same balances, rates and minimum payments in both runs. This is a mathematical...

Explore what a constant annual price-change assumption does to a rand amount. The tool shows both a future price for today’s basket and today’s equivalent purchasing...

Estimate kilowatt-hours from a budget using your own verified rand-per-kWh tariff. This tool uses one flat rate and optional deductions. It is not a vending quotation...